Welcome to Valor Mortgage Services
A Service-Disabled Veteran Owned Small Business (SDVOSB)
Valor Mortgage Services, led by Andrew Lyons, a former U.S. Naval Aviator, was founded on the principles of absolute accuracy, timeliness, and transparency - all essential for exceptional performance. From our flexible, cutting-edge platform to our client-centric processes we ensure we exceed your service level expectations. Our mission is grounded in these values, and our comprehensive suite of products is designed to streamline the mortgage process, ensure quality, assess collateral risk, and address issues to elevate portfolio performance.

“We understand the importance of precision, efficiency, and communication.”
Andrew Lyons
Founder & Owner
Former U.S. Naval Aviator
In-depth Experience, High Touch Service, and Advanced Technology
Valor’s client-dedicated team ensures you always reach a representative that knows the details of your business inside and out. Plus, our onshore talent are trained to your unique risk requirements and latest regulatory guidelines, ensuring precise outcomes each time.
DEEP EXPERIENCE
Senior executives averaging more than 20 years capital markets & origination & banking experience
BOUTIQUE APPROACH
Flexible platform, delivering customized solutions and client-dedicated teams
ADVANCED TECHNOLOGY
Blending artificial intelligence and trained staff for timely, precise and actionable outcomes
Default & Loss Mitigation
Comprehensive REO Settlement Services
- Eliminate duplicate & unnecessary title reports
- Industry veterans offering single-point-of-contact
- Streamlined process and integrated technology
- Access single statutory search at fraction of the cost
- Insure transaction to your purchaser

Title Report and Grading
Expedited Data at Your Fingertips
- Title examination for potential problems including lien position, legal/vesting, and tax/judgments
- Graded report detailing all issues recorded
- Quickly remediate issues to avoid costly delays
Capital Market Services
Specialized Expertise in Title, Collateral, and Transactional Services for Institutional Investors, Banks, and GSE’s
Valor provides a full range of products to help investors meet rating agency and SEC review and reporting requirements for RMBS and CMBS securitizations.

Title Services for Secondary Market
- Title Searches
- Collateral File Remediation
- Reconciliation of Assignments/Allonges
- Title Policy Retrieval & Replacement
- Document Preparation
- Collateral File Intake, Review, Imaging/Indexing, and Set Up for Bulk Sale Transactions
- Post-Close Title & Collateral Remediation
- Title Remediation & Curative Services
Quality Control Solutions
For FNMA, FHLMC, FHA, VA, USDA, Non-conventional, Servicing Reviews
- Onshore talent leveraging superior technology
- Actionable outcomes delivered quickly
- Competitive price structure with customizable scopes
- Robust reporting via API integration with any LOS
Due Diligence
For Jumbo, Non-QM, HELOC, 2nd Lien, Bridge Loan, Fix & Flip, Multi-Family, Reverse Mortgage, Non & Re-Performing, MSR Review
- Accelerated initial reviews, clear conditions, and improve outcomes
- Competitive price structure
- Client-dedicated team structure with independent approach
- Detailed reporting and analysis