Default

Innovative Process Allowing Upgrade Owner Search to Insurable Foreclosure Search

Consistent Provider from Acquisition to Disposition

Reduce Counterparty Risk of Missed Liens/Judgments

Saves ~ $700 Per Transaction

Proprietary Title Consolidation Model

We understand the complexities that arise during foreclosure and title transfers. Our dedicated Default Title Services division supports servicers, attorney, and trustees by saving valuable time and costs associated with ordering multiple title reports.

Valor is committed to providing efficient, accurate, and reliable support, ensuring that the title process is handled smoothly from start to finish.

Pre-foreclosure title search and title grading

Default title processing

Title curative, including liens/judgments and collateral defects

Document preparation, execution and recording services

 

Third party auction and REO settlement services

Loan modification preparation and MMP/MPG title assurance

Deed-in-Lieu and short sale processing including

Loan document generation, notary or eSigning options

Why Valor - Risk Diversification Across Multiple Underwriters

As an approved agency for the nation's largest provider, we deliver the best execution rates for sellers by providing lowest price national underwriter, not just preferred or appointed underwriter as our local competitors.

Valor Mortgage Services is licensed in 46 States and provides Service in Workshare States. We offer:

  • Industry Veterans offering single point of contact
  • Streamlined process and integrated technology
  • Eliminate duplicate & unnecessary title reports
  • Access single statutory search at fraction of the cost

Default Title & REO Products

 Title report and Title Grading


Title examination for potential problems - lien position, legal/vesting, and tax & judgments

Graded report detailing recording issues

Remediate issues to avoid costly delays

 Auction & REO Disposition


Flexible for any transaction (3rd party auction, agent)

Coordinate with all parties to ensure a timely closing

Individual and bulk REO title insurance products

Settlement and disbursement services

Owner search, O&E reporting

  • Deed of trust / mortgage info
  • Judgments, liens, & encumbrances
  • Real estate and property tax status
  • Current owner & vesting details
  • Legal description of property

National tax identification

  • Nationwide tax services covering all jurisdictions & any data reporting needs
  • Delivering accurate information for any review, from rural to complex tax data system

Property search title

  • Conveyance information
  • Deed of Trust / Mortgage Info
  • All Deeds Transfers in Chain of Title
  • Property Tax Status & Assessments
  • Real Estate and Property Tax Status
  • Judgments, Liens & Encumbrances